Hartwick College403(b)
HARTWICK COLLEGE 403(B) RETIREMENT PLAN · ONEONTA, NY · plan year 2025
Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works
Hartwick College reported $113,663 in plan administrative expenses for 2025: 0.10% of average plan assets, below the peer median. Employer contributions averaged $2,317 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio rose from 0.096% to 0.103%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other educational services employers. By assets it is the 699th-largest of 5,648 plans among New York employers on file, and the 467th of 3,091 in educational services. In 2025, employees put in $1.32 for every $1.00 the employer contributed; active participation has shrunk from 506 to 433 since 2022.
Hartwick College's 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
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Source: U.S. Department of Labor, Form 5500 series, EIN 150533561 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.