Plan Ledger DOL Form 5500 · updated monthly

Harbor Community Clinic401(k)

403(B) THRIFT PLAN FOR EMPLOYEES OF HARBOR COMMUNITY CLINIC · SAN PEDRO, CA · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Harbor Community Clinic reported $1,631 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,643 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (7,481st of 9,483), and 8,704th of 11,911 in health care & social assistance. In 2024, employees put in $1.64 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,779,354
Participants with balances165
Active participants111
Employer contributions$293,356
Employee contributions$480,233
Employer contribution per active participant$2,643
Average account balance$22,905
Benefits paid to participants$195,999
Plan auditUnmodified (clean) audit opinion
AuditorPDM, LLP
The Harbor Community Clinic 401(k) match · 2024
Employer contribution per active participant$2,643
Median for plans this size$1,313

Harbor Community Clinic's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$2,339

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$1,631 · 0.05%
Similar plansHealth Care & Social Assistance · California
Union Rescue Mission CA$3.8M · 1.55%
Bayshire, LLC CA$3.7M · 1.22%
Buckelew Programs, Inc. CA$3.7M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 237103245 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.