Plan Ledger DOL Form 5500 · updated monthly

Western Sierra Medical Clinic Inc401(k)

WESTERN SIERRA MEDICAL CLINIC INC 401K PROFIT SHARING PLAN · GRASS VALLEY, CA · plan year 2024

Reported admin expense ratio · 2024
0.41%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Western Sierra Medical Clinic Inc reported $14,505 in plan administrative expenses for 2024: 0.41% of average plan assets, below the peer median. Employer contributions averaged $1,633 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.41%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (7,487th of 9,483), and 8,719th of 11,911 in health care & social assistance. In 2024, employees put in $1.23 for every $1.00 the employer contributed; active participation has grown from 120 to 152 since 2022.

Plan summary
Net assets, end of year$3,758,729
Participants with balances155
Active participants152
Employer contributions$248,205
Employee contributions$304,572
Employer contribution per active participant$1,633
Average account balance$24,250
Benefits paid to participants$445,790
Plan auditUnmodified (clean) audit opinion
AuditorJWT & ASSOCIATES LLP
Plan history3
Yearassets · accounts · employer contribution
2024$3.8M · 155 accts · $248K emplr
2023$3.3M · 133 accts · $233K emplr
2022$2.5M · 131 accts · $172K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,000
Investment management$12,505
Total administrative$14,505
The Western Sierra Medical Clinic Inc 401(k) match · 2024
Employer contribution per active participant$1,633
Median for plans this size$1,313
2024$1,633 per active participant
2023$1,927 per active participant
2022$1,430 per active participant

Western Sierra Medical Clinic Inc's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EDWARD JONES · Investment advisory (plan)$12,505
CAPITAL GROUP RETIREMENT PLAN$400

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$14,505 · 0.41%
2023$14,304 · 0.49%
2022$11,976 · 0.43%
Same employer
Similar plansHealth Care & Social Assistance · California
Union Rescue Mission CA$3.8M · 1.55%
Harbor Community Clinic CA$3.8M · 0.05%
Bayshire, LLC CA$3.7M · 1.22%
Buckelew Programs, Inc. CA$3.7M · 0.22%
Palm Consulting CA$3.7M · 0.67%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942279011 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.