Plan Ledger DOL Form 5500 · updated monthly

Graham-Ourisman Automotive LLC401(k)

GRAHAM-OURISMAN AUTOMOTIVE 401K PLAN · ROCKVILLE, MD · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Graham-Ourisman Automotive LLC reported $2,638 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $250 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 681st-largest of 1,671 plans among Maryland employers on file, and the 1,546th of 5,215 in retail trade. In 2024, employees put in $10.65 for every $1.00 the employer contributed; active participation has grown from 500 to 790 since 2022.

Plan summary
Net assets, end of year$18,880,128
Participants with balances302
Active participants790
Employer contributions$197,178
Employee contributions$2,100,491
Employer contribution per active participant$250
Average account balance$62,517
Benefits paid to participants$1,277,460
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.9M · 302 accts · $197K emplr
2023$15.2M · 344 accts · $195K emplr
2022$9.2M · 239 accts · $147K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,638
Total administrative$2,638
The Graham-Ourisman Automotive LLC 401(k) match · 2024
Employer contribution per active participant$250
Median for plans this size$2,416
2024$250 per active participant
2023$256 per active participant
2022$294 per active participant

Graham-Ourisman Automotive LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Participant communication$2,638
GLOBAL RETIREMENT PARTNERS · Consultingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$2,638 · 0.02%
2023$1,952 · 0.02%
2022$923 · 0.01%
Similar plansRetail Trade · Maryland
Mars Holdings, LLC MD$20.7M · 0.20%
Rrr, LLC MD$19.1M · 0.67%
Pella Mid-Atlantic Inc. MD$19.1M · 0.44%
Tcps, Inc. MD$17.9M · 0.43%
Sport Chevrolet Company LLC MD$17.5M · 0.75%

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Source: U.S. Department of Labor, Form 5500 series, EIN 832651870 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.