Plan Ledger DOL Form 5500 · updated monthly

Fundacion de Hogares Para TrabajadoresProfit-sharing plan

SALARY DEFERRAL RETIREMENT PLAN 1081.01(D) FUNDACION DE HOGARES PARA TRABAJADORES · SAN JUAN, PR · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Fundacion de Hogares Para Trabajadores reported $2,612 in plan administrative expenses for 2024: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,118 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.01% to 0.12%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in PR (234th of 323), and 4,637th of 4,798 in finance & insurance. In 2024, employees put in $1.26 for every $1.00 the employer contributed; active participation has grown from 96 to 115 since 2022.

Plan summary
Net assets, end of year$2,355,018
Participants with balances121
Active participants115
Employer contributions$128,539
Employee contributions$162,429
Employer contribution per active participant$1,118
Average account balance$19,463
Benefits paid to participants$108,552
Plan auditUnmodified (clean) audit opinion
AuditorLANDA UMPIERRE PSC
Plan history3
Yearassets · accounts · employer contribution
2024$2.4M · 121 accts · $129K emplr
2023$2.1M · 123 accts · $134K emplr
2022$1.9M · 114 accts · $97K emplr
Employer contributions to the Fundacion de Hogares Para Trabajadores plan · 2024
Employer contribution per active participant$1,118
Median for plans this size$1,313
2024$1,118 per active participant
2023$1,217 per active participant
2022$1,007 per active participant

Fundacion de Hogares Para Trabajadores's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
COOP DE SEGUROS DE VIDA DE PR$4,448
ENVESTNET RETIREMENT SOLUTIONS, LLC$1,112
CETERA ADVISOR NETWORKS LLCindirect comp
PENSION PLUS INC · Contract administratorindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$2,612 · 0.12%
2023$317 · 0.02%
2022$228 · 0.01%
Similar plansFinance & Insurance · PR
Triple-S Salud PR$6.0M · 0.25%
Trans-Oceanic Group, Inc PR$2.2M · 1.65%

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Source: U.S. Department of Labor, Form 5500 series, EIN 660266516 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.