Plan Ledger DOL Form 5500 · updated monthly

Combined Building &Housing Consultants, Inc.Profit-sharing plan

COMBINED BUILDING & HOUSING CONSULTANTS, INC. 1081.01(D) SALARY DEFERRAL RETIRMENT PLAN · SAN JUAN, PR · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Combined Building &Housing Consultants, Inc. reported $1,832 in plan administrative expenses for 2024: 0.14% of average plan assets, lower than ~75% of peers. Employer contributions averaged $946 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.14%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in PR (270th of 323), and 4,693rd of 4,798 in finance & insurance. In 2024, employees put in $1.30 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,443,768
Participants with balances128
Active participants99
Employer contributions$93,646
Employee contributions$121,889
Employer contribution per active participant$946
Average account balance$11,279
Benefits paid to participants$49,140
Plan auditUnmodified (clean) audit opinion
AuditorLANDA UMPIERRE, PSC
Plan history3
Yearassets · accounts · employer contribution
2024$1.4M · 128 accts · $94K emplr
2023$1.2M · 126 accts · $86K emplr
2022$1.1M · 123 accts · $83K emplr
Employer contributions to the Combined Building &Housing Consultants, Inc. plan · 2024
Employer contribution per active participant$946
Median for plans this size$1,313
2024$946 per active participant
2023$893 per active participant
2022$824 per active participant

Combined Building &Housing Consultants, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20246
COOPERATIVA DE SEGUROS DE VIDA DE$2,610
ENVESTMENT RETIREMENT SOLUTIONS LLC$653
EMPOWER ADVISOR GROUP LLC · Investment management$9
CETERA ADVISOR NETWORK LLCindirect comp
PENSION PLUS INC · Contract administratorindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,832 · 0.14%
2023$244 · 0.02%
2022$278 · 0.03%
Similar plansFinance & Insurance · PR
Trans-Oceanic Group, Inc PR$2.2M · 1.65%

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Source: U.S. Department of Labor, Form 5500 series, EIN 660630771 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.