Plan Ledger DOL Form 5500 · updated monthly

Francis O. Day Co., Inc.401(k)

FRANCIS O. DAY CO., INC 401(K) PLAN · ROCKVILLE, MD · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Francis O. Day Co., Inc. reported $54,520 in plan administrative expenses for 2024: 0.34% of average plan assets, above the peer median. Employer contributions averaged $250 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.30% to 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 747th-largest of 1,671 plans among Maryland employers on file, and the 2,310th of 5,337 in construction. In 2024, employees put in $16.83 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,501,163
Participants with balances277
Active participants199
Employer contributions$49,699
Employee contributions$836,417
Employer contribution per active participant$250
Average account balance$59,571
Benefits paid to participants$2,386,107
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.5M · 277 accts · $50K emplr
2023$15.8M · 302 accts · $56K emplr
2022$13.7M · 333 accts · $57K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,377
Investment management$36,818
Audit (IQPA)$12,325
Total administrative$54,520
The Francis O. Day Co., Inc. 401(k) match · 2024
Employer contribution per active participant$250
Median for plans this size$2,416
2024$250 per active participant
2023$250 per active participant
2022$264 per active participant

Francis O. Day Co., Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ASCENSUS LLC · Recordkeeping$5,377
LC MORGAN STANLEY · Investment advisory (plan)$36,818
COHN REZNICK, LLP · Accounting / audit$12,325

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$54,520 · 0.34%
2023$46,746 · 0.32%
2022$46,554 · 0.30%
Same employer
Similar plansConstruction · Maryland
Cj Miller, LLC MD$16.9M · 0.33%
L.R. Willson & Sons, Inc. MD$15.7M · 0.46%
Hamel Builders, Inc. MD$15.5M · 0.13%
Window Nation LLC MD$15.5M · 0.99%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520813708 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.