Plan Ledger DOL Form 5500 · updated monthly

Firstcash Holdings, Inc.401(k)

FIRSTCASH 401(K) PROFIT SHARING PLAN · FORT WORTH, TX · plan year 2025

Reported admin expense ratio · 2025
0.29%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Firstcash Holdings, Inc. reported $670,747 in plan administrative expenses for 2025: 0.29% of average plan assets, higher than ~75% of peers. Employer contributions averaged $649 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.38% to 0.29%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other retail trade employers. By assets it is the 332nd-largest of 5,688 plans among Texas employers on file, and the 179th of 5,215 in retail trade. In 2025, employees put in $3.53 for every $1.00 the employer contributed; active participation has grown from 4,947 to 7,984 since 2022.

Plan summary
Net assets, end of year$257,283,629
Participants with balances7,229
Active participants7,984
Employer contributions$5,180,295
Employee contributions$18,300,284
Employer contribution per active participant$649
Average account balance$35,590
Benefits paid to participants$24,360,739
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$257.3M · 7,229 accts · $5.2M emplr
2024$212.2M · 6,965 accts · $6.1M emplr
2023$190.5M · 6,782 accts · $4.9M emplr
2022$157.2M · 7,188 accts · $3.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$485,175
Investment management$185,572
Total administrative$670,747
The Firstcash Holdings, Inc. 401(k) match · 2025
Employer contribution per active participant$649
Median for plans this size$4,093
2025$649 per active participant
2024$783 per active participant
2023$833 per active participant
2022$711 per active participant

Firstcash Holdings, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$485,171
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$95,316
LPL FINANCIAL LLC · Investment advisory (plan)$75,798
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$14,458

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$670,747 · 0.29%
2024$542,282 · 0.27%
2023$626,078 · 0.36%
2022$614,211 · 0.38%
Similar plansRetail Trade · Texas
Michaels Stores, Inc. TX$337.2M · 0.27%
Sally Beauty Holdings, Inc. TX$294.1M · 0.09%
Mattress Firm, Inc. TX$279.1M · 0.32%
Fleetpride, Inc. TX$187.0M · 0.31%
Brookshire Brothers, Inc. TX$166.7M · 0.19%
Visionworks of America, Inc. TX$159.2M · 0.12%
Gamestop, Corp. TX$157.6M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 873920732 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.