Plan Ledger DOL Form 5500 · updated monthly

Family & Cosmetic Gentle Denti401(k)

FAMILY & COSMETIC GENTLE DENTI 401(K) PROFIT SHARING PLAN & TRUST · SPRING PARK, MN · plan year 2024

Reported admin expense ratio · 2024
1.19%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Family & Cosmetic Gentle Denti reported $46,660 in plan administrative expenses for 2024: 1.19% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,352 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.77% to 1.19%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Minnesota (1,671st of 1,918), and 8,707th of 11,911 in health care & social assistance. In 2024, employees put in $1.84 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,777,233
Participants with balances172
Active participants119
Employer contributions$160,899
Employee contributions$295,251
Employer contribution per active participant$1,352
Average account balance$21,961
Benefits paid to participants$1,118,402
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$3.8M · 172 accts · $161K emplr
2022$3.8M · 161 accts · $186K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,190
Investment management$32,610
Trustee / custodial$860
Total administrative$46,660
The Family & Cosmetic Gentle Denti 401(k) match · 2024
Employer contribution per active participant$1,352
Median for plans this size$1,313
2024$1,352 per active participant
2022$1,316 per active participant

Family & Cosmetic Gentle Denti's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PAYCHEX, INC. · Recordkeeping$13,133
VANDERBILT ADVISORY SERVICES · Investment advisory (participants)$30,938

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$46,660 · 1.19%
2022$29,924 · 0.77%
Similar plansHealth Care & Social Assistance · Minnesota
Options Minnesota, Inc. MN$4.1M · 1.63%
Mdm Rubicon, Inc. MN$3.7M · 0.80%
Opal Services, Inc. MN$3.7M · 0.65%

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Source: U.S. Department of Labor, Form 5500 series, EIN 411225435 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.