Plan Ledger DOL Form 5500 · updated monthly

Exp U.S. Services, Inc.401(k)

EXP U.S. SERVICES, INC. SAVING AND RETIREMENT PLAN · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Exp U.S. Services, Inc. reported $368,471 in plan administrative expenses for 2024: 0.18% of average plan assets, above the peer median. Employer contributions averaged $4,351 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.18%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 298th-largest of 3,702 plans among Illinois employers on file, and the 702nd of 11,654 in professional & technical services. In 2024, employees put in $2.32 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$230,698,546
Participants with balances1,532
Active participants1,132
Employer contributions$4,925,867
Employee contributions$11,452,372
Employer contribution per active participant$4,351
Average account balance$150,587
Benefits paid to participants$13,933,132
Plan auditUnmodified (clean) audit opinion
AuditorFGMK, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$230.7M · 1,532 accts · $4.9M emplr
2023$190.1M · 1,450 accts · $4.4M emplr
2022$149.0M · 1,367 accts · $3.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$138,939
Investment management$213,763
Audit (IQPA)$15,769
Total administrative$368,471
The Exp U.S. Services, Inc. 401(k) match · 2024
Employer contribution per active participant$4,351
Median for plans this size$3,635
2024$4,351 per active participant
2023$4,174 per active participant
2022$3,449 per active participant

Exp U.S. Services, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
NFP RETIREMENT INC. · Investment advisory (plan)$207,722
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$138,939
FGMK, LLC · Accounting / audit$15,769
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$6,041

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$368,471 · 0.18%
2023$307,200 · 0.18%
2022$158,630 · 0.09%
Same employer
Similar plansProfessional & Technical Services · Illinois
Sikich LLP IL$280.1M · 0.02%
Norc, Inc. IL$246.8M · 0.08%
Smithbucklin Corporation IL$242.5M · 0.19%
Cars.com, LLC IL$241.1M · 0.07%
Applied Systems, Inc. IL$225.8M · 0.14%
Chapman and Cutler LLP IL$210.6M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 460523964 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.