Plan Ledger DOL Form 5500 · updated monthly

Europ Assistance North America, Inc401(k)

EUROP ASSISTANCE NORTH AMERICA 401(K) PLAN · PEMBROKE PINES, FL · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Europ Assistance North America, Inc reported $261,597 in plan administrative expenses for 2024: 0.37% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,520 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.29% to 0.37%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 393rd-largest of 3,644 plans among Florida employers on file, and the 1,216th of 4,798 in finance & insurance. In 2024, employees put in $1.66 for every $1.00 the employer contributed; active participation has grown from 838 to 957 since 2022.

Plan summary
Net assets, end of year$76,561,279
Participants with balances1,163
Active participants957
Employer contributions$3,369,095
Employee contributions$5,583,521
Employer contribution per active participant$3,520
Average account balance$65,831
Benefits paid to participants$6,781,763
Plan auditUnmodified (clean) audit opinion
AuditorDUFFY KRUSPODIN, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$76.6M · 1,163 accts · $3.4M emplr
2023$63.9M · 1,218 accts · $3.2M emplr
2022$49.2M · 1,158 accts · $2.7M emplr
Administrative expenses, itemized · 2024
Investment management$261,597
Total administrative$261,597
The Europ Assistance North America, Inc 401(k) match · 2024
Employer contribution per active participant$3,520
Median for plans this size$3,635
2024$3,520 per active participant
2023$3,740 per active participant
2022$3,241 per active participant

Europ Assistance North America, Inc's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
MMA SECURITIES · Investment advisory (plan)$95,161
ERP NATIONAL LLC · Consulting$51,831
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$47,008
STRATEGIC ADVISORS · Investment advisory (plan)$13,463

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$261,597 · 0.37%
2023$212,985 · 0.38%
2022$151,070 · 0.29%
Same employer
Similar plansFinance & Insurance · Florida
Banco de Sabadell, S.A. FL$78.6M · 0.03%
Space Coast Credit Union FL$75.4M · 0.04%
Avm, L.P. FL$74.5M

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Source: U.S. Department of Labor, Form 5500 series, EIN 770722182 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.