Plan Ledger DOL Form 5500 · updated monthly

Ems Linq Inc401(k)

EMS LINQ INC 401(K) PROFIT SHARING PLAN AND TRUST · WILMINGTON, NC · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Ems Linq Inc reported $6,627 in plan administrative expenses for 2025: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,229 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.50% to 0.03%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 716th-largest of 2,005 plans among North Carolina employers on file, and the 5,404th of 11,654 in professional & technical services. In 2025, employees put in $2.13 for every $1.00 the employer contributed; active participation has shrunk from 435 to 262 since 2022.

Plan summary
Net assets, end of year$20,843,474
Participants with balances368
Active participants262
Employer contributions$1,107,881
Employee contributions$2,358,939
Employer contribution per active participant$4,229
Average account balance$56,640
Benefits paid to participants$5,330,498
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$20.8M · 368 accts · $1.1M emplr
2024$19.4M · 390 accts · $1.2M emplr
2023$17.2M · 422 accts · $1.3M emplr
2022$12.2M · 451 accts · $1.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$6,627
Total administrative$6,627
The Ems Linq Inc 401(k) match · 2025
Employer contribution per active participant$4,229
Median for plans this size$2,666
2025$4,229 per active participant
2024$3,571 per active participant
2023$3,456 per active participant
2022$3,275 per active participant

Ems Linq Inc's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$5,609
RAYMOND JAMES · Consultingindirect comp
DEFINITI LLC · Investment managementindirect comp
KIMBERLIN COMPANY · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025OneAmerica
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$6,627 · 0.03%
2024$8,213 · 0.04%
2023$4,896 · 0.03%
2022$59,898 · 0.50%
Same employer
Similar plansProfessional & Technical Services · North Carolina
The van Winkle Law Firm NC$22.7M · 0.36%
Orion Ics, LLC NC$21.9M · 0.27%
Tompkins Solutions, Inc. NC$21.3M · 0.50%
McGill Associates, P.A. NC$20.7M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 824127789 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.