Plan Ledger DOL Form 5500 · updated monthly

Emerge, Inc.401(k)

EMERGE, INC. RETIREMENT PLAN · COLUMBIA, MD · plan year 2024

Reported admin expense ratio · 2024
0.98%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Emerge, Inc. reported $48,571 in plan administrative expenses for 2024: 0.98% of average plan assets, higher than ~75% of peers. Employer contributions averaged $414 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.98%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Maryland (1,262nd of 1,671), and 7,718th of 11,911 in health care & social assistance. In 2024, employees put in $2.22 for every $1.00 the employer contributed; active participation has grown from 345 to 410 since 2022.

Plan summary
Net assets, end of year$5,360,742
Participants with balances156
Active participants410
Employer contributions$169,856
Employee contributions$376,565
Employer contribution per active participant$414
Average account balance$34,364
Benefits paid to participants$125,322
Plan auditUnmodified (clean) audit opinion
AuditorKUCZAK AND ASSOCIATES, P.A.
Plan history3
Yearassets · accounts · employer contribution
2024$5.4M · 156 accts · $170K emplr
2023$4.5M · 102 accts · $95K emplr
2022$4.0M · 112 accts · $97K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$48,571
Total administrative$48,571
The Emerge, Inc. 401(k) match · 2024
Employer contribution per active participant$414
Median for plans this size$1,313
2024$414 per active participant
2023$258 per active participant
2022$282 per active participant

Emerge, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ASCENSUS HOLDINGS INC · Contract administrator$1,625
CETERA ADVISORS LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$48,571 · 0.98%
2023$44,049 · 1.04%
2022$42,794 · 1.01%
Same employer
Similar plansHealth Care & Social Assistance · Maryland
Distinctive Home Care Inc MD$5.1M · 1.34%
Bar-T Holding, Inc. MD$5.1M · 0.43%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521073386 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.