Plan Ledger DOL Form 5500 · updated monthly

Emberhope, Inc.401(k)

403(B) THRIFT PLAN FOR EMPLOYEES OF EMBERHOPE, INC. · NEWTON, KS · plan year 2024

Reported admin expense ratio · 2024
0.63%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Emberhope, Inc. reported $41,484 in plan administrative expenses for 2024: 0.63% of average plan assets, above the peer median. Employer contributions averaged $1,057 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.63%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Kansas (589th of 828), and 6,985th of 11,911 in health care & social assistance. In 2024, employees put in $1.25 for every $1.00 the employer contributed; active participation has grown from 116 to 462 since 2022.

Plan summary
Net assets, end of year$6,756,646
Participants with balances570
Active participants462
Employer contributions$488,281
Employee contributions$610,673
Employer contribution per active participant$1,057
Average account balance$11,854
Benefits paid to participants$1,684,967
Plan auditUnmodified (clean) audit opinion
AuditorSWINDOLL, JANZEN, HAWK & LOYD, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$6.8M · 570 accts · $488K emplr
2023$6.5M · 231 accts · $44K emplr
2022$5.6M · 241 accts · $34K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$20,062
Investment management$13,732
Trustee / custodial$7,690
Total administrative$41,484
The Emberhope, Inc. 401(k) match · 2024
Employer contribution per active participant$1,057
Median for plans this size$1,313
2024$1,057 per active participant
2023$363 per active participant
2022$290 per active participant

Emberhope, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
INTRUST BANK, N.A. · Recordkeeping · Trustee (discretionary)$41,408

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024INTRUST BANK, N.A.
2023Mutual of America

This plan has changed recordkeepers within these filings. If you left Emberhope, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$41,484 · 0.63%
2023$712 · 0.01%
2022$1,532 · 0.02%
Similar plansHealth Care & Social Assistance · Kansas

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Source: U.S. Department of Labor, Form 5500 series, EIN 480543712 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.