Plan Ledger DOL Form 5500 · updated monthly

Ema Group, Inc.401(k)

EMA 401(K) RETIREMENT PLAN · SAINT PAUL, MN · plan year 2024

Reported admin expense ratio · 2024
0.02%

Ema Group, Inc. reported $2,196 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.016%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Minnesota (1,094th of 1,918), and 6,725th of 11,654 in professional & technical services.

Plan summary
Net assets, end of year$14,395,864
Participants with balances87
Active participants63
Employer contributions—
Employee contributions$727,050
Employer contribution per active participant—
Average account balance$165,470
Benefits paid to participants$2,052,447
Plan auditUnmodified (clean) audit opinion
AuditorBGM CPA LLC
Plan history3
Yearassets · accounts · employer contribution
2024$14.4M · 87 accts
2023$12.9M · 93 accts
2022$10.8M · 95 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,196
Total administrative$2,196
What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$2,196
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$2,196 · 0.02%
2023$2,091 · 0.02%
2022$2,109 · 0.02%
All plans at this employer2
EMA 401(K) RETIREMENT PLAN401(k)
EMA GROUP, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Similar plansProfessional & Technical Services · Minnesota
Outsell Corporation MN$15.5M · 0.02%
Ecapital Advisors, LLC MN$15.4M · 0.01%
Gislason & Hunter LLP MN$14.3M · 0.43%
Sambatek, LLC MN$14.0M · 0.54%
Cybertrol Engineering LLC MN$13.8M · 0.29%
Dc Group, Inc. MN$13.7M · 0.57%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 411248597 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.