Plan Ledger DOL Form 5500 · updated monthly

Ef Travel, Inc.401(k)

EF EDUCATION 401K RETIREMENT SAVINGS PLAN · CAMBRIDGE, MA · plan year 2022

Reported admin expense ratio · 2022
0.20%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Ef Travel, Inc. reported $307,714 in plan administrative expenses for 2022: 0.20% of average plan assets, above the peer median. Employer contributions averaged $1,377 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $50M–$250M size bracket, benchmarked here against 9,341 comparable plans and shown alongside other educational services employers. By assets it is the 348th-largest of 2,726 plans among Massachusetts employers on file, and the 386th of 3,091 in educational services. In 2022, employees put in $4.30 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$139,347,421
Participants with balances2,490
Active participants2,149
Employer contributions$2,958,169
Employee contributions$12,714,482
Employer contribution per active participant$1,377
Average account balance$55,963
Benefits paid to participants$9,742,605
Plan auditUnmodified (clean) audit opinion
AuditorTYLER SIMMS & ST. SAUVEUR CPAS PLLC
Administrative expenses, itemized · 2022
Investment management$63,150
Professional / advisory$15,970
Total administrative$307,714
The Ef Travel, Inc. 401(k) match · 2022
Employer contribution per active participant$1,377
Median for plans this size$3,449

Ef Travel, Inc.'s 2022 employer contribution ran below the $3,449 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$307,714 · 0.20%
Similar plansEducational Services · Massachusetts
Assumption University MA$146.2M · 0.13%
Noble and Greenough School MA$144.5M · 0.06%
Curry College MA$144.1M · 0.09%
Trustees of Emmanuel College MA$121.6M · 0.13%
Endicott College MA$116.9M · 0.08%
Gordon College MA$108.2M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043047584 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.