Plan Ledger DOL Form 5500 · updated monthly

Trustees of Emmanuel College403(b)

EMMANUEL COLLEGE DEFINED CONTRIBUTION PLAN · BOSTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Trustees of Emmanuel College reported $155,180 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $4,448 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.13%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 376th-largest of 2,726 plans among Massachusetts employers on file, and the 445th of 3,091 in educational services. In 2024, employees put in $1.02 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$121,631,756
Participants with balances714
Active participants502
Employer contributions$2,232,682
Employee contributions$2,283,784
Employer contribution per active participant$4,448
Average account balance$170,353
Benefits paid to participants$4,721,852
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$121.6M · 714 accts · $2.2M emplr
2023$108.4M · 708 accts · $2.0M emplr
2022$94.7M · 697 accts · $1.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$148,059
Audit (IQPA)$7,121
Total administrative$155,180
Employer contributions to the Trustees of Emmanuel College plan · 2024
Employer contribution per active participant$4,448
Median for plans this size$3,635
2024$4,448 per active participant
2023$3,681 per active participant
2022$4,063 per active participant

Trustees of Emmanuel College's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TIAA$87,665
FIDUCIARY INVESTMENT ADVISORS LLC$35,602
GRAY, GRAY & GRAY LLP$18,000
THE ANGELL PENSION GROUP, INC.$8,118

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$155,180 · 0.13%
2023$129,621 · 0.13%
2022$62,244 · 0.06%
Same employer
Similar plansEducational Services · Massachusetts
Noble and Greenough School MA$144.5M · 0.06%
Curry College MA$144.1M · 0.09%
Ef Travel, Inc. MA$139.3M · 0.20%
Endicott College MA$116.9M · 0.08%
Gordon College MA$108.2M · 0.03%
Elderhostel Inc. MA$98.2M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042105769 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.