Plan Ledger DOL Form 5500 · updated monthly

Ebci Holdings, LLC401(k)

EBCI HOLDINGS 401(K) PLAN · CHEROKEE, NC · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Ebci Holdings, LLC reported $171,306 in plan administrative expenses for 2024: 0.42% of average plan assets, above the peer median. Employer contributions averaged $830 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.25% to 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 426th-largest of 2,005 plans among North Carolina employers on file, and the 158th of 2,240 in accommodation & food services. In 2024, employees put in $3.51 for every $1.00 the employer contributed; active participation has grown from 855 to 1,028 since 2022.

Plan summary
Net assets, end of year$42,999,607
Participants with balances1,051
Active participants1,028
Employer contributions$852,930
Employee contributions$2,992,447
Employer contribution per active participant$830
Average account balance$40,913
Benefits paid to participants$3,127,045
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$43.0M · 1,051 accts · $853K emplr
2023$38.1M · 992 accts · $939K emplr
2022$33.4M · 833 accts · $905K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$118,573
Investment management$16,490
Audit (IQPA)$36,243
Total administrative$171,306
The Ebci Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$830
Median for plans this size$2,416
2024$830 per active participant
2023$869 per active participant
2022$1,059 per active participant

Ebci Holdings, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
LINCOLN NATIONAL CORPORATION · Contract administrator$117,868
DEMING, MALONE, LIVESAY & OSTROFF · Accounting / audit$23,000
USI ADVISORS, INC. · Investment advisory (plan)$16,490
PYA, P.C. · Accounting / audit$13,243

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$171,306 · 0.42%
2023$121,985 · 0.34%
2022$81,846 · 0.25%
Similar plansAccommodation & Food Services · North Carolina
Elior, Inc. NC$102.0M · 0.47%
Esa Management, LLC NC$80.9M · 0.53%
Angus Barn, LTD, LLC NC$16.0M · 0.26%
Tri-Arc Food Systems, Inc. NC$14.0M · 0.31%
Biscuitville, Inc. NC$13.9M · 0.49%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 862405972 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.