Plan Ledger DOL Form 5500 · updated monthly

East West Bank401(k)

EAST WEST BANK EMPLOYEES 401(K) SAVINGS PLAN · PASADENA, CA · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

East West Bank reported $195,955 in plan administrative expenses for 2025: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,787 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.08% to 0.03%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other finance & insurance employers. By assets it is the 176th-largest of 9,483 plans among California employers on file, and the 231st of 4,798 in finance & insurance. In 2025, employees put in $2.41 for every $1.00 the employer contributed; active participation has grown from 2,708 to 3,071 since 2022.

Plan summary
Net assets, end of year$729,205,986
Participants with balances4,086
Active participants3,071
Employer contributions$14,701,563
Employee contributions$35,362,438
Employer contribution per active participant$4,787
Average account balance$178,465
Benefits paid to participants$50,624,509
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$729.2M · 4,086 accts · $14.7M emplr
2024$635.7M · 3,928 accts · $13.6M emplr
2023$538.0M · 4,037 accts · $12.7M emplr
2022$442.5M · 3,912 accts · $11.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$81,987
Investment management$50,000
Audit (IQPA)$63,968
Total administrative$195,955
The East West Bank 401(k) match · 2025
Employer contribution per active participant$4,787
Median for plans this size$4,295
2025$4,787 per active participant
2024$4,540 per active participant
2023$4,446 per active participant
2022$4,222 per active participant

East West Bank's 2025 employer contribution ran above the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
EMPOWER ANNUITY INSURANCE COMPANY O · Loan processing · Contract administrator$81,987
BDO USA LLP · Accounting / audit$63,968
FOCUS OPERATING LLC DBA JFS WEALTH · Investment advisory (plan)$50,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Empower
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$195,955 · 0.03%
2024$383,307 · 0.07%
2023$356,493 · 0.07%
2022$391,278 · 0.08%
Same employer
Similar plansFinance & Insurance · California
Mercury General Corporation CA$940.9M · 0.06%
Ares Management LLC CA$518.6M · 0.02%
Cetera Financial Group, Inc. CA$471.3M · 0.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952795851 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.