Plan Ledger DOL Form 5500 · updated monthly

Aaa Northern California, Nevada & Utah401(k)

AAA NCNU 401(K) PLAN · WALNUT CREEK, CA · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Aaa Northern California, Nevada & Utah reported $475,354 in plan administrative expenses for 2024: 0.07% of average plan assets, below the peer median. Employer contributions averaged $6,742 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.08% to 0.07%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 172nd-largest of 9,483 plans among California employers on file, and the 228th of 4,798 in finance & insurance. In 2024, employees put in $1.00 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$762,702,917
Participants with balances6,128
Active participants5,300
Employer contributions$35,731,602
Employee contributions$35,892,254
Employer contribution per active participant$6,742
Average account balance$124,462
Benefits paid to participants$70,666,129
Plan auditUnmodified (clean) audit opinion
AuditorBPM LLP
Plan history3
Yearassets · accounts · employer contribution
2024$762.7M · 6,128 accts · $35.7M emplr
2023$663.8M · 6,085 accts · $32.2M emplr
2022$542.9M · 6,060 accts · $31.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$161,868
Investment management$298,793
Total administrative$475,354
The Aaa Northern California, Nevada & Utah 401(k) match · 2024
Employer contribution per active participant$6,742
Median for plans this size$4,294
2024$6,742 per active participant
2023$6,223 per active participant
2022$5,966 per active participant

Aaa Northern California, Nevada & Utah's 2024 employer contribution ran above the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$298,793
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$165,481

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$475,354 · 0.07%
2023$418,546 · 0.07%
2022$487,258 · 0.08%
Same employer
Similar plansFinance & Insurance · California
Mercury General Corporation CA$940.9M · 0.06%
East West Bank CA$729.2M · 0.03%
Ares Management LLC CA$518.6M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 940361645 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.