Plan Ledger DOL Form 5500 · updated monthly

Dte Energy Corporate Services, LLC401(k) + ESOP (KSOP)

DTE ENERGY COMPANY SAVINGS AND STOCK OWNERSHIP PLAN · DETROIT, MI · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Dte Energy Corporate Services, LLC reported $1,607,983 in plan administrative expenses for 2024: 0.07% of average plan assets, above the peer median. Employer contributions averaged $8,485 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.09% to 0.07%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other utilities employers. By assets it is the 12th-largest of 2,619 plans among Michigan employers on file, and the 24th of 412 in utilities. In 2024, employees put in $1.60 for every $1.00 the employer contributed; active participation has shrunk from 5,669 to 5,078 since 2022.

Plan summary
Net assets, end of year$2,333,907,606
Participants with balances6,996
Active participants5,078
Employer contributions$43,084,739
Employee contributions$69,086,076
Employer contribution per active participant$8,485
Average account balance$333,606
Benefits paid to participants$302,383,426
Plan auditUnmodified (clean) audit opinion
AuditorGEORGE JOHNSON & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$2.3B · 6,996 accts · $43.1M emplr
2023$2.2B · 7,264 accts · $45.2M emplr
2022$2.0B · 7,480 accts · $44.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,938
Investment management$1,557,112
Trustee / custodial$41,499
Total administrative$1,607,983
The Dte Energy Corporate Services, LLC 401(k) match · 2024
Employer contribution per active participant$8,485
Median for plans this size$5,259
2024$8,485 per active participant
2023$8,239 per active participant
2022$7,885 per active participant

Dte Energy Corporate Services, LLC's 2024 employer contribution ran above the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EMPOWER ANNUITY INSURANCE COMPANY O · Loan processing · Recordkeeping$86,383
EMPOWER ADVISORY GROUP, LLC · Investment management · Investment advisory (participants)$1,338,829
JPMORGAN CHASE BANK, NA · Investment advisory (plan) · Investment management$59,501
BLACKROCK INSTITUTIONAL TRUST CO · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$1,607,983 · 0.07%
2023$1,696,859 · 0.08%
2022$2,028,517 · 0.09%
All plans at this employer4
DTE ENERGY COMPANY SAVINGS AND STOCK OWNERSHIP PLAN401(k) + ESOP (KSOP)
DTE ELECTRIC COMPANY SAVINGS AND STOCK OWNERSHIP PLAN FOR EMPLOYEES REPRESENTED BY LOCAL 223 OF UTILITY WORKERS UNION OF AMERICA401(k) + ESOP (KSOP)
DTE ELECTRIC COMPANY SAVINGS & STOCK OWNERSHIP PLAN FOR EMPLOYEES REPRESENTED BY LOCAL 17 OF IBEW401(k) + ESOP (KSOP)
DTE GAS COMPANY INVESTMENT AND STOCK OWNERSHIP PLAN401(k) + ESOP (KSOP)
Same employer
Similar plansUtilities · Michigan
Centerpoint Energy, Inc. TX$3.1B · 0.15%
Kinder Morgan, Inc. TX$2.9B · 0.11%
Consumers Energy Company MI$2.9B · 0.03%
Wec Energy Group, Inc. WI$2.2B · 0.04%
Nisource Inc IN$2.0B · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 205898509 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.