Plan Ledger DOL Form 5500 · updated monthly

San Diego Gas & Electric Company401(k) + ESOP (KSOP)

SAN DIEGO GAS & ELECTRIC COMPANY SAVINGS PLAN · SAN DIEGO, CA · plan year 2025

Reported admin expense ratio · 2025
0.01%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

San Diego Gas & Electric Company reported $202,552 in plan administrative expenses for 2025: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,817 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.011% to 0.009%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other utilities employers. By assets it is the 64th-largest of 9,483 plans among California employers on file, and the 26th of 412 in utilities. In 2025, employees put in $3.80 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,232,799,545
Participants with balances5,733
Active participants4,460
Employer contributions$21,484,883
Employee contributions$81,597,330
Employer contribution per active participant$4,817
Average account balance$389,464
Benefits paid to participants$272,662,274
Plan auditUnmodified (clean) audit opinion
AuditorDELOITTE & TOUCHE
Plan history4
Yearassets · accounts · employer contribution
2025$2.2B · 5,733 accts · $21.5M emplr
2024$2.1B · 5,950 accts · $21.1M emplr
2023$1.9B · 6,069 accts · $20.0M emplr
2022$1.7B · 5,907 accts · $18.8M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$186,532
Total administrative$202,552
The San Diego Gas & Electric Company 401(k) match · 2025
Employer contribution per active participant$4,817
Median for plans this size$5,084
2025$4,817 per active participant
2024$4,401 per active participant
2023$4,042 per active participant
2022$3,908 per active participant

San Diego Gas & Electric Company's 2025 employer contribution ran below the $5,084 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20256
T ROWE PRICE RPS INC · Recordkeeping · Trustee$202,552
NORTHERN TRUST COMPANY · Custodial (securities)$31,621
CORIENT PRIVATE WEALTH LLC · Investment advisory (participants)$9,365
WILSEY ASSET MANAGEMENT INC · Investment advisory (participants)$6,317
FISHER INVESTMENTS · Investment advisory (participants)$5,737
CHARLES SCHWAB & CO. INC. · Securities brokerage$1,945

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025T. Rowe Price
2024T. Rowe Price
2023T. Rowe Price

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$202,552 · 0.01%
2024$203,999 · 0.01%
2023$204,788 · 0.01%
2022$202,351 · 0.01%
Same employer
Similar plansUtilities · California
Pg&E Corporation CA$5.0B · 0.07%
Edf Renewables CA$222.9M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 951184800 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.