Plan Ledger DOL Form 5500 · updated monthly

Deshazo, LLC401(k)

DESHAZO 401(K) PLAN · BESSEMER, AL · plan year 2024

Reported admin expense ratio · 2024
0.36%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Deshazo, LLC reported $96,464 in plan administrative expenses for 2024: 0.36% of average plan assets, above the peer median. Employer contributions averaged $1,433 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.30% to 0.36%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 227th-largest of 902 plans among Alabama employers on file, and the 733rd of 3,341 in other services. In 2024, employees put in $3.74 for every $1.00 the employer contributed; active participation has grown from 528 to 630 since 2022.

Plan summary
Net assets, end of year$29,529,620
Participants with balances741
Active participants630
Employer contributions$902,762
Employee contributions$3,374,271
Employer contribution per active participant$1,433
Average account balance$39,851
Benefits paid to participants$1,799,807
Plan auditUnmodified (clean) audit opinion
AuditorBMSS, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$29.5M · 741 accts · $903K emplr
2023$23.7M · 639 accts · $723K emplr
2022$18.7M · 540 accts · $483K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$55,512
Investment management$40,952
Total administrative$96,464
The Deshazo, LLC 401(k) match · 2024
Employer contribution per active participant$1,433
Median for plans this size$2,416
2024$1,433 per active participant
2023$1,199 per active participant
2022$916 per active participant

Deshazo, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$55,512
KESTRA INVESTMENT SERVICES LLC · Investment advisory (plan)$33,977
CREATIVE PLANNING HOLDCO, LLC · Investment advisory (participants)$6,975

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$96,464 · 0.36%
2023$67,518 · 0.32%
2022$56,870 · 0.30%
Same employer
Similar plansOther Services · Alabama
Jhcc Holdings LLC AL$21.5M · 0.79%

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Source: U.S. Department of Labor, Form 5500 series, EIN 631169999 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.