Plan Ledger DOL Form 5500 · updated monthly

Curbio Inc.401(k)

CURBIO INC. 401(K) PLAN · POTOMAC, MD · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Curbio Inc. reported $7,002 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,742 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.107%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Maryland (1,146th of 1,671), and 3,591st of 5,337 in construction. In 2024, employees put in $1.91 for every $1.00 the employer contributed; active participation has shrunk from 177 to 110 since 2022.

Plan summary
Net assets, end of year$7,016,984
Participants with balances166
Active participants110
Employer contributions$521,658
Employee contributions$996,370
Employer contribution per active participant$4,742
Average account balance$42,271
Benefits paid to participants$1,676,636
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.0M · 166 accts · $522K emplr
2023$6.1M · 209 accts · $807K emplr
2022$3.6M · 213 accts · $620K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,864
Investment management$5,138
Total administrative$7,002
The Curbio Inc. 401(k) match · 2024
Employer contribution per active participant$4,742
Median for plans this size$1,313
2024$4,742 per active participant
2023$5,529 per active participant
2022$3,501 per active participant

Curbio Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
GUIDE;OME, INC. · Plan administrator · Investment advisory (participants)$6,330
BENEFIT TRUST COMPANY · Custodial · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$7,002 · 0.11%
2023$4,268 · 0.09%
2022$3,498 · 0.11%
Same employer
Similar plansConstruction · Maryland
Harvey W. Hottel Inc. MD$7.3M · 0.46%
Tissa Enterprises, Inc. MD$7.1M · 0.06%
Fence Connection, Inc. MD$6.8M · 0.40%
Aceco, LLC MD$6.2M · 0.05%
D & F Construction, Inc. MD$6.1M · 0.33%
Brawner Builders, Inc. MD$6.0M · 0.88%

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Source: U.S. Department of Labor, Form 5500 series, EIN 830706786 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.