Plan Ledger DOL Form 5500 · updated monthly

Ferguson Trenching Co., Inc.401(k)

FERGUSON TRENCHING CO. , INC. 401(K) PLAN · ODENTON, MD · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ferguson Trenching Co., Inc. reported $38,665 in plan administrative expenses for 2024: 0.57% of average plan assets, above the peer median. Employer contributions averaged $917 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.57%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Maryland (1,132nd of 1,671), and 3,543rd of 5,337 in construction. In 2024, employees put in $2.90 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,234,385
Participants with balances223
Active participants218
Employer contributions$200,000
Employee contributions$580,039
Employer contribution per active participant$917
Average account balance$32,441
Benefits paid to participants$671,354
Plan auditUnmodified (clean) audit opinion
AuditorLOMBARDO AYERS & COMPANY, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$7.2M · 223 accts · $200K emplr
2023$6.3M · 221 accts
2022$5.1M · 258 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,606
Investment management$28,059
Total administrative$38,665
The Ferguson Trenching Co., Inc. 401(k) match · 2024
Employer contribution per active participant$917
Median for plans this size$1,313

Ferguson Trenching Co., Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$34,789
CONTINUUM ADVISORY, LLC · Investment advisory (plan)$28,059

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023Securian

This plan has changed recordkeepers within these filings. If you left Ferguson Trenching Co., Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$38,665 · 0.57%
2023$34,012 · 0.59%
2022$32,116 · 0.59%
Same employer
Similar plansConstruction · Maryland
Ellsworth Electric, Inc. MD$7.7M · 0.50%
Cda Incorporated MD$7.3M · 1.12%
Harvey W. Hottel Inc. MD$7.3M · 0.46%
Tissa Enterprises, Inc. MD$7.1M · 0.06%
Curbio Inc. MD$7.0M · 0.11%
Fence Connection, Inc. MD$6.8M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520898714 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.