Plan Ledger DOL Form 5500 · updated monthly

Ctos, LLC401(k)

CTOS, LLC 401(K) PLAN · KANSAS CITY, MO · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Ctos, LLC reported $302,192 in plan administrative expenses for 2024: 0.26% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,183 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.23% to 0.26%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other other services employers. By assets it is the 155th-largest of 1,393 plans among Missouri employers on file, and the 143rd of 3,341 in other services. In 2024, employees put in $2.33 for every $1.00 the employer contributed; active participation has grown from 2,018 to 2,397 since 2022.

Plan summary
Net assets, end of year$128,676,826
Participants with balances2,837
Active participants2,397
Employer contributions$5,232,707
Employee contributions$12,191,129
Employer contribution per active participant$2,183
Average account balance$45,357
Benefits paid to participants$9,874,230
Plan auditUnmodified (clean) audit opinion
AuditorBERGANKDV, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$128.7M · 2,837 accts · $5.2M emplr
2023$104.6M · 2,635 accts · $5.4M emplr
2022$80.5M · 2,332 accts · $4.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$267,198
Investment management$34,994
Total administrative$302,192
The Ctos, LLC 401(k) match · 2024
Employer contribution per active participant$2,183
Median for plans this size$3,635
2024$2,183 per active participant
2023$2,381 per active participant
2022$2,166 per active participant

Ctos, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
INTELLICENTS INVESTMENT SOLUTIONS I · Investment advisory (plan)$34,994

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$302,192 · 0.26%
2023$225,120 · 0.24%
2022$175,083 · 0.23%
Same employer
Similar plansOther Services · Missouri
Wiese USA, Inc. MO$150.7M · 0.01%
Cogent, Inc. MO$115.4M
Cca Global Partners, Inc. MO$66.0M · 0.16%
American Angus Association MO$56.1M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 811853358 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.