Plan Ledger DOL Form 5500 · updated monthly

Crossroads Continuum, Inc.403(b)

CROSSROADS CONTINUUM, INC. 403(B) PLAN · HUDSON, MA · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Crossroads Continuum, Inc. reported $3,443 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,275 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.08% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Massachusetts (2,227th of 2,726), and 2,414th of 3,091 in educational services. In 2024, employees put in $2.25 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,100,161
Participants with balances147
Active participants156
Employer contributions$198,977
Employee contributions$446,876
Employer contribution per active participant$1,275
Average account balance$41,498
Benefits paid to participants$508,148
Plan auditUnmodified (clean) audit opinion
AuditorLEONARD,MULHERIN & GREENE, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$6.1M · 147 accts · $199K emplr
2023$5.1M · 140 accts · $215K emplr
2022$4.2M · 149 accts · $196K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,443
Total administrative$3,443
Employer contributions to the Crossroads Continuum, Inc. plan · 2024
Employer contribution per active participant$1,275
Median for plans this size$1,313
2024$1,275 per active participant
2023$1,343 per active participant
2022$1,292 per active participant

Crossroads Continuum, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CAPITAL GROUP RETIREMENT PLAN SERVI$3,543
FUTUREPLAN BY ASCENSUS · Contract administrator$2,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$3,443 · 0.06%
2023$500 · 0.01%
2022$3,167 · 0.08%
Same employer
Similar plansEducational Services · Massachusetts
The Bottom Line, Inc. MA$6.6M · 0.90%
Uaspire, Inc. MA$6.5M · 0.51%
Milestones, Inc MA$6.1M · 0.16%
Citizen Schools, Inc. MA$6.0M · 0.21%
The Whitney Academy, Inc. MA$5.8M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 061660628 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.