Plan Ledger DOL Form 5500 · updated monthly

Road to Responsibility, Inc.403(b)

ROAD TO RESPONSIBILITY, INC. 403(B) PLAN · MARSHFIELD, MA · plan year 2024

Reported admin expense ratio · 2024
0.59%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Road to Responsibility, Inc. reported $33,401 in plan administrative expenses for 2024: 0.59% of average plan assets, above the peer median. Employer contributions averaged $331 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.28% to 0.59%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Massachusetts (2,222nd of 2,726), and 2,410th of 3,091 in educational services. In 2024, employees put in $3.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,151,009
Participants with balances619
Active participants619
Employer contributions$204,912
Employee contributions$663,527
Employer contribution per active participant$331
Average account balance$9,937
Benefits paid to participants$592,015
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$6.2M · 619 accts · $205K emplr
2023$5.2M · 553 accts · $134K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,401
Total administrative$33,401
Employer contributions to the Road to Responsibility, Inc. plan · 2024
Employer contribution per active participant$331
Median for plans this size$1,313
2024$331 per active participant
2023$231 per active participant

Road to Responsibility, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
EQUITABLE LIFE INSURANCE COMPAN · Loan processing · Investment management$533

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$33,401 · 0.59%
2023$14,651 · 0.28%
Same employer
Similar plansEducational Services · Massachusetts
The Rashi School, Inc. MA$6.6M · 0.45%
Teach Plus Incorporated MA$6.6M · 0.03%
The Bottom Line, Inc. MA$6.6M · 0.90%
Uaspire, Inc. MA$6.5M · 0.51%
Milestones, Inc MA$6.1M · 0.16%
Citizen Schools, Inc. MA$6.0M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043035105 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.