Plan Ledger DOL Form 5500 · updated monthly

Coulee Bank401(k)

COULEE BANK SALARY SAVINGS PLAN · LA CROSSE, WI · plan year 2023

Reported admin expense ratio · 2023
0.38%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Coulee Bank reported $53,452 in plan administrative expenses for 2023: 0.38% of average plan assets, above the peer median. Employer contributions averaged $4,179 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.38% to 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Wisconsin (1,032nd of 1,936), and 3,479th of 4,798 in finance & insurance. In 2023, employees put in $1.68 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,260,460
Participants with balances128
Active participants92
Employer contributions$384,500
Employee contributions$644,388
Employer contribution per active participant$4,179
Average account balance$119,222
Benefits paid to participants$886,932
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$13.6M · 112 accts · $324K emplr
2023$15.3M · 128 accts · $385K emplr
Administrative expenses, itemized · 2023
Investment management$53,452
Total administrative$53,452
The Coulee Bank 401(k) match · 2023
Employer contribution per active participant$4,179
Median for plans this size$2,440
2024$4,002 per active participant
2023$4,179 per active participant

Coulee Bank's 2023 employer contribution ran above the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
TRUST POINT · Recordkeeping · Trustee$53,452

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TRUST POINT
2023TRUST POINT

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2024$68,066 · 0.47%
2023$53,452 · 0.38%
Similar plansFinance & Insurance · Wisconsin
Aqua Finance Inc. WI$16.8M · 0.11%
Royal Bancshares, Inc. WI$16.6M · 0.52%
Westbury Bank WI$15.9M · 0.48%
Heartland Credit Union WI$15.6M · 0.38%
Dairy State Bank WI$15.1M · 0.44%
First State Bank WI$15.0M · 0.37%
Specialty Underwriters LLC WI$15.0M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390978524 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.