Plan Ledger DOL Form 5500 · updated monthly

Cornerstones of Care401(k)

CORNERSTONES OF CARE EMPLOYEES SAVINGS TRUST · KANSAS CITY, MO · plan year 2025

Reported admin expense ratio · 2025
0.39%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Cornerstones of Care reported $66,162 in plan administrative expenses for 2025: 0.39% of average plan assets, above the peer median. Employer contributions averaged $603 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.49% to 0.39%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 633rd-largest of 1,393 plans among Missouri employers on file, and the 3,890th of 11,911 in health care & social assistance. In 2025, employees put in $5.27 for every $1.00 the employer contributed; active participation has grown from 574 to 640 since 2022.

Plan summary
Net assets, end of year$18,517,078
Participants with balances823
Active participants640
Employer contributions$385,940
Employee contributions$2,033,417
Employer contribution per active participant$603
Average account balance$22,499
Benefits paid to participants$1,791,072
Plan auditUnmodified (clean) audit opinion
AuditorCLA
Plan history4
Yearassets · accounts · employer contribution
2025$18.5M · 823 accts · $386K emplr
2024$15.1M · 896 accts · $335K emplr
2023$12.5M · 781 accts · $282K emplr
2022$9.8M · 733 accts · $246K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$36,974
Investment management$7,397
Trustee / custodial$20,606
Total administrative$66,162
The Cornerstones of Care 401(k) match · 2025
Employer contribution per active participant$603
Median for plans this size$2,666
2025$603 per active participant
2024$514 per active participant
2023$433 per active participant
2022$429 per active participant

Cornerstones of Care's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
BOKF, NA · Recordkeeping · Trustee$66,162

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025BOKF, NA
2024BOKF, NA
2023BOKF, NA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$66,162 · 0.39%
2024$50,727 · 0.37%
2023$45,853 · 0.41%
2022$54,350 · 0.49%
Same employer
Similar plansHealth Care & Social Assistance · Missouri
Great Circle MO$19.4M · 0.61%
St. Louis Arc, Inc. MO$18.2M · 0.46%
Metro Imaging, LLC MO$15.7M · 0.48%
Home Health United, Inc. MO$15.7M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431689138 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.