Plan Ledger DOL Form 5500 · updated monthly

Great Circle401(k)

GREAT CIRCLE RETIREMENT SAVINGS PLAN · ST. JAMES, MO · plan year 2022

Reported admin expense ratio · 2022
0.61%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Great Circle reported $129,300 in plan administrative expenses for 2022: 0.61% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,081 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 612th-largest of 1,393 plans among Missouri employers on file, and the 3,777th of 11,911 in health care & social assistance. In 2022, employees put in $1.21 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$19,406,490
Participants with balances374
Active participants713
Employer contributions$770,732
Employee contributions$932,113
Employer contribution per active participant$1,081
Average account balance$51,889
Benefits paid to participants$1,975,141
Plan auditUnmodified (clean) audit opinion
AuditorRUBINBROWN
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $193K emplr
2022$19.4M · 374 accts · $771K emplr
Administrative expenses, itemized · 2022
Investment management$71,512
Total administrative$129,300
The Great Circle 401(k) match · 2022
Employer contribution per active participant$1,081
Median for plans this size$2,266

Great Circle's 2022 employer contribution ran below the $2,266 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$129,300 · 0.61%
Same employer
Similar plansHealth Care & Social Assistance · Missouri
Cornerstones of Care MO$18.5M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430681471 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.