Plan Ledger DOL Form 5500 · updated monthly

American Optometric Association401(k)

AOA 401(K) PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.47%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

American Optometric Association reported $73,781 in plan administrative expenses for 2024: 0.47% of average plan assets, higher than ~75% of peers. Employer contributions averaged $6,710 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 669th-largest of 1,393 plans among Missouri employers on file, and the 4,185th of 11,911 in health care & social assistance. In 2024, employees put in $1.48 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,638,219
Participants with balances114
Active participants75
Employer contributions$503,263
Employee contributions$743,139
Employer contribution per active participant$6,710
Average account balance$145,949
Benefits paid to participants$1,409,795
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.6M · 114 accts · $503K emplr
2023$14.4M · 121 accts · $482K emplr
2022$12.3M · 119 accts · $442K emplr
The American Optometric Association 401(k) match · 2024
Employer contribution per active participant$6,710
Median for plans this size$2,416
2024$6,710 per active participant
2023$6,427 per active participant
2022$5,970 per active participant

American Optometric Association's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20249
T. ROWE PRICE RPS, INC. · Recordkeeping · Trustee$73,783
DIMENSIONAL FUNDS · Investment managementindirect comp
AMERICAN BEACON FUNDS · Investment managementindirect comp
PRUDENTIAL JENNISON · Investment managementindirect comp
MFS FUNDS · Investment managementindirect comp
VANGUARD GROUP · Investment managementindirect comp
INVESCO · Investment managementindirect comp
HARTFORD MUTUAL FUNDS · Investment managementindirect comp
THE COMMERCE FUNDS · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024T. Rowe Price
2023T. Rowe Price

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$73,781 · 0.47%
2023$69,105 · 0.52%
2022$66,888 · 0.49%
Similar plansHealth Care & Social Assistance · Missouri
Cornerstones of Care MO$18.5M · 0.39%
St. Louis Arc, Inc. MO$18.2M · 0.46%
Metro Imaging, LLC MO$15.7M · 0.48%
Home Health United, Inc. MO$15.7M · 0.07%
Ozarks Community Hospital MO$15.7M · 0.16%
Greater K.C. Linc, Inc MO$15.6M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430684708 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.