Plan Ledger DOL Form 5500 · updated monthly

Cooper Steel Fabricators, Inc.401(k)

COOPER STEEL EMPLOYEE SAVINGS AND RETIREMENT PLAN · SHELBYVILLE, TN · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cooper Steel Fabricators, Inc. reported $96,862 in plan administrative expenses for 2024: 0.31% of average plan assets, above the peer median. Employer contributions averaged $3,543 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.38% to 0.31%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 369th-largest of 1,496 plans among Tennessee employers on file, and the 1,381st of 5,337 in construction. In 2024, employees put in $1.62 for every $1.00 the employer contributed; active participation has grown from 356 to 506 since 2022.

Plan summary
Net assets, end of year$34,941,811
Participants with balances547
Active participants506
Employer contributions$1,792,603
Employee contributions$2,905,930
Employer contribution per active participant$3,543
Average account balance$63,879
Benefits paid to participants$663,024
Plan auditUnmodified (clean) audit opinion
AuditorLBMC PC
Plan history3
Yearassets · accounts · employer contribution
2024$34.9M · 547 accts · $1.8M emplr
2023$26.9M · 429 accts · $1.4M emplr
2022$21.2M · 342 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$96,862
Total administrative$96,862
The Cooper Steel Fabricators, Inc. 401(k) match · 2024
Employer contribution per active participant$3,543
Median for plans this size$2,416
2024$3,543 per active participant
2023$3,195 per active participant
2022$3,001 per active participant

Cooper Steel Fabricators, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
CPI QUALIFIED PLAN CONSULTANTS, INC · Recordkeeping · Pension consulting$38,609
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (participants)$44,678
JULY BUSINESS SERVICES LLC · Contract administrator$11,475

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CPI QUALIFIED PLAN CONSULTANTS, INC
2023CPI QUALIFIED PLAN CONSULTANTS, INC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$96,862 · 0.31%
2023$86,963 · 0.36%
2022$71,983 · 0.38%
Same employer
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John Bouchard & Sons Co. TN$46.7M · 0.48%
Belz Investco, G.P. TN$43.6M · 0.18%
Lehman-Roberts Company TN$34.4M · 0.15%
Redwood-Slc Holdings, LLC TN$33.4M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 621040167 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.