Plan Ledger DOL Form 5500 · updated monthly

H & M Construction Company, Inc.401(k)

H & M CONSTRUCTION COMPANY, INC. EMPLOYEES' PROFIT SHARING AND RETIREMENT PLAN · JACKSON, TN · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

H & M Construction Company, Inc. reported $15,670 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,484 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.10% to 0.05%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 415th-largest of 1,496 plans among Tennessee employers on file, and the 1,525th of 5,337 in construction. In 2024, employees put in $2.51 for every $1.00 the employer contributed; active participation has grown from 243 to 268 since 2022.

Plan summary
Net assets, end of year$30,113,462
Participants with balances316
Active participants268
Employer contributions$665,619
Employee contributions$1,671,544
Employer contribution per active participant$2,484
Average account balance$95,296
Benefits paid to participants$1,084,820
Plan auditUnmodified (clean) audit opinion
AuditorCROWE LLP
Plan history3
Yearassets · accounts · employer contribution
2024$30.1M · 316 accts · $666K emplr
2023$27.0M · 313 accts · $598K emplr
2022$23.1M · 306 accts · $343K emplr
The H & M Construction Company, Inc. 401(k) match · 2024
Employer contribution per active participant$2,484
Median for plans this size$2,416
2024$2,484 per active participant
2023$2,199 per active participant
2022$1,413 per active participant

H & M Construction Company, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
T ROWE PRICE RPS, INC · Recordkeeping · Investment management$15,670
AMERICAN FUNDS · Investment managementindirect comp
COHEN & STEERS FUNDS · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024T. Rowe Price
2023T. Rowe Price

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$15,670 · 0.05%
2023$19,495 · 0.08%
2022$23,115 · 0.10%
Same employer
Similar plansConstruction · Tennessee
Lehman-Roberts Company TN$34.4M · 0.15%
Redwood-Slc Holdings, LLC TN$33.4M · 0.64%
Redwood Management, LLC TN$27.8M · 0.41%
Upright Holdings, Inc. TN$27.3M · 0.37%
Bldr Holdings, Inc TN$26.2M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 620587864 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.