Plan Ledger DOL Form 5500 · updated monthly

Coolsoft LLC401(k)

COOLSOFT LLC 401(K) PROFIT SHARING PLAN & TRUST · LOUISVILLE, KY · plan year 2024

Reported admin expense ratio · 2024
0.16%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Coolsoft LLC reported $9,646 in plan administrative expenses for 2024: 0.16% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.16%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Kentucky (585th of 871), and 9,190th of 11,654 in professional & technical services. active participation has shrunk from 170 to 121 since 2022.

Plan summary
Net assets, end of year$6,561,119
Participants with balances143
Active participants121
Employer contributions$0
Employee contributions$574,032
Employer contribution per active participant$0
Average account balance$45,882
Benefits paid to participants$766,809
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.6M · 143 accts
2023$5.8M · 140 accts
2022$4.7M · 172 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,786
Trustee / custodial$860
Total administrative$9,646
The Coolsoft LLC 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

Coolsoft LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PAYCHEX, INC. · Recordkeeping$9,087

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$9,646 · 0.16%
2023$980 · 0.02%
2022$980 · 0.02%
Same employer
Similar plansProfessional & Technical Services · Kentucky
Current HR KY$8.1M · 1.31%
The Beverage Market, LLC KY$6.7M · 0.15%
Http Holdings, LLC KY$6.2M · 1.19%
Seek Now, Inc. KY$5.9M · 0.04%
Protect Environmental LLC KY$5.6M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 611389059 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.