Plan Ledger DOL Form 5500 · updated monthly

Community Options, Inc.403(b)

COMMUNITY OPTIONS, INC. 403(B) CUSTODIAL ACCOUNT PLAN · PRINCETON, NJ · plan year 2024

Reported admin expense ratio · 2024
0.99%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Community Options, Inc. reported $281,583 in plan administrative expenses for 2024: 0.99% of average plan assets, higher than ~90% of peers. Employer contributions averaged $269 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.76% to 0.99%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 809th-largest of 2,419 plans among New Jersey employers on file, and the 2,697th of 11,911 in health care & social assistance. In 2024, employees put in $2.19 for every $1.00 the employer contributed; active participation has grown from 5,338 to 6,381 since 2022.

Plan summary
Net assets, end of year$31,067,094
Participants with balances1,479
Active participants6,381
Employer contributions$1,714,437
Employee contributions$3,749,407
Employer contribution per active participant$269
Average account balance$21,005
Benefits paid to participants$3,861,468
Plan auditUnmodified (clean) audit opinion
AuditorMERCADIEN P.C. CPA
Plan history3
Yearassets · accounts · employer contribution
2024$31.1M · 1,479 accts · $1.7M emplr
2023$25.5M · 1,532 accts · $1.5M emplr
2022$18.9M · 1,386 accts · $974K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$183,811
Investment management$97,772
Total administrative$281,583
Employer contributions to the Community Options, Inc. plan · 2024
Employer contribution per active participant$269
Median for plans this size$2,416
2024$269 per active participant
2023$262 per active participant
2022$183 per active participant

Community Options, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
LINCOLN NATIONAL CORPORATION · Contract administrator$182,914
NEWPORT CAPITAL GROUP · Consulting$97,772

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$281,583 · 0.99%
2023$189,930 · 0.86%
2022$148,182 · 0.76%
Same employer
Similar plansHealth Care & Social Assistance · New Jersey
Acenda, Inc. NJ$33.5M · 0.26%
Cpc Integrated Health, Inc. NJ$32.0M · 0.14%
Carerite Centers, LLC NJ$31.8M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 222964056 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.