Plan Ledger DOL Form 5500 · updated monthly

Community Living, Inc403(b)

COMMUNITY LIVING, INC. 403(B) PLAN · FREDERICK, MD · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Community Living, Inc reported $4,945 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,862 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.12% to 0.09%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Maryland (1,230th of 1,671), and 7,489th of 11,911 in health care & social assistance. In 2024, employees put in $1.22 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,767,300
Participants with balances136
Active participants198
Employer contributions$368,743
Employee contributions$448,518
Employer contribution per active participant$1,862
Average account balance$42,407
Benefits paid to participants$339,759
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$5.8M · 136 accts · $369K emplr
2023$4.8M · 122 accts · $257K emplr
2022$4.2M · 120 accts · $152K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,945
Total administrative$4,945
Employer contributions to the Community Living, Inc plan · 2024
Employer contribution per active participant$1,862
Median for plans this size$1,313
2024$1,862 per active participant
2023$1,446 per active participant
2022$832 per active participant

Community Living, Inc's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
LINCOLN NATIONAL CORPORATION · Contract administrator$4,945

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$4,945 · 0.09%
2023$3,601 · 0.08%
2022$5,072 · 0.12%
Similar plansHealth Care & Social Assistance · Maryland
Wholistic Management Inc MD$5.8M · 1.06%
Weachieve Inc. MD$5.7M · 0.01%
Verbal Beginnings LLC MD$5.6M · 1.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521158064 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.