Plan Ledger DOL Form 5500 · updated monthly

Commerce Media Holdings401(k)

COMMERCE MEDIA HOLDINGS 401(K) PLAN · LOS ANGELES, CA · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Commerce Media Holdings reported $12,911 in plan administrative expenses for 2025: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,675 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.11% to 0.12%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (4,887th of 9,483), and the 2,216th of 5,215 in retail trade. In 2025, employees put in $1.55 for every $1.00 the employer contributed; active participation has grown from 146 to 254 since 2022.

Plan summary
Net assets, end of year$12,434,189
Participants with balances313
Active participants254
Employer contributions$1,187,449
Employee contributions$1,844,838
Employer contribution per active participant$4,675
Average account balance$39,726
Benefits paid to participants$1,066,690
Plan auditUnmodified (clean) audit opinion
AuditorFRANK RIMERMAN
Plan history4
Yearassets · accounts · employer contribution
2025$12.4M · 313 accts · $1.2M emplr
2024$8.3M · 267 accts · $781K emplr
2023$3.8M · 146 accts · $634K emplr
2022$2.1M · 201 accts · $597K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$2,124
Investment management$10,787
Total administrative$12,911
The Commerce Media Holdings 401(k) match · 2025
Employer contribution per active participant$4,675
Median for plans this size$2,666
2025$4,675 per active participant
2024$3,472 per active participant
2023$5,324 per active participant
2022$4,087 per active participant

Commerce Media Holdings's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
GUSTO INVESTMENT SERVICES, LLC · Investment advisory (participants) · Investment advisory (plan)$10,782

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$12,911 · 0.12%
2024$6,236 · 0.10%
2023$3,345 · 0.11%
2022$1,685 · 0.11%
Same employer
Similar plansRetail Trade · California
Cardenas Markets LLC CA$12.6M · 0.79%
Lumens, Inc. CA$12.5M · 0.60%
Serena & Lily, Inc. CA$12.3M · 0.34%
L.N. Curtis & Sons CA$12.1M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 320556056 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.