Plan Ledger DOL Form 5500 · updated monthly

Ardmore Home Design, Inc.401(k)

ARDMORE HOME DESIGN, INC. 401(K) PROFIT SHARING PLAN · CITY OF INDUSTRY, CA · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Ardmore Home Design, Inc. reported $3,114 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,978 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.02% to 0.04%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (5,790th of 9,483), and 2,874th of 5,215 in retail trade. In 2024, the employer put in $1.19 for every $1.00 employees contributed themselves; active participation has grown from 189 to 286 since 2021.

Plan summary
Net assets, end of year$8,813,620
Participants with balances342
Active participants286
Employer contributions$851,849
Employee contributions$716,872
Employer contribution per active participant$2,978
Average account balance$25,771
Benefits paid to participants$788,953
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2024$8.8M · 342 accts · $852K emplr
2023$7.0M · 278 accts · $730K emplr
2022$4.9M · 262 accts · $648K emplr
2021$4.9M · 222 accts · $542K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,463
Investment management$651
Total administrative$3,114
The Ardmore Home Design, Inc. 401(k) match · 2024
Employer contribution per active participant$2,978
Median for plans this size$1,313
2024$2,978 per active participant
2023$3,018 per active participant
2022$2,920 per active participant
2021$2,866 per active participant

Ardmore Home Design, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$2,463

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2024$3,114 · 0.04%
2023$15,409 · 0.26%
2022$10,575 · 0.22%
2021$919 · 0.02%
Same employer
Similar plansRetail Trade · California
Unisource Solutions, Inc. CA$8.9M · 0.57%
New Age Investments CA$8.8M · 0.08%
Morphe, LLC CA$8.7M · 0.81%

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Source: U.S. Department of Labor, Form 5500 series, EIN 262907925 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.