Plan Ledger DOL Form 5500 · updated monthly

COAST360 Federal Credit Union401(k)

COAST360 FEDERAL CREDIT UNION 401(K) PLAN · MAITE, GU · plan year 2024

Reported admin expense ratio · 2024
0.94%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

COAST360 Federal Credit Union reported $80,089 in plan administrative expenses for 2024: 0.94% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,318 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.89% to 0.94%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is the 13th-largest of 35 plans among GU employers on file, and 4,074th of 4,798 in finance & insurance. In 2024, employees put in $1.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,096,513
Participants with balances163
Active participants135
Employer contributions$312,950
Employee contributions$401,290
Employer contribution per active participant$2,318
Average account balance$55,807
Benefits paid to participants$778,057
Plan auditUnmodified (clean) audit opinion
AuditorBCM LLC
Plan history3
Yearassets · accounts · employer contribution
2024$9.1M · 163 accts · $313K emplr
2023$8.0M · 145 accts · $283K emplr
2022$6.9M · 139 accts · $290K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,705
Investment management$76,384
Total administrative$80,089
The COAST360 Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$2,318
Median for plans this size$1,313
2024$2,318 per active participant
2023$2,226 per active participant
2022$2,360 per active participant

COAST360 Federal Credit Union's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ASCENSUS, LLC · Recordkeeping$3,705
ASIA PACIFIC FINANCIAL MANAGEMENT G · Investment advisory (plan)$76,384

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$80,089 · 0.94%
2023$67,240 · 0.91%
2022$67,116 · 0.89%
Similar plansFinance & Insurance · GU
Bankguam Holding Company GU$32.4M · 0.50%
Bmi Financial Group, Inc. FL$9.2M · 0.12%
All Western Mortgage NV$9.1M · 0.82%
Insight Credit Union FL$9.1M · 0.79%
Capital Center, LLC VA$9.1M · 0.80%
Mulligan Funding, LLC CA$9.1M · 0.69%

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Source: U.S. Department of Labor, Form 5500 series, EIN 960001016 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.