Plan Ledger DOL Form 5500 · updated monthly

Uniwyo Federal Credit Union401(k)

UNIWYO FEDERAL CREDIT UNION 401(K) PLAN AND TRUST · LARAMIE, WY · plan year 2024

Reported admin expense ratio · 2024
0.53%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Uniwyo Federal Credit Union reported $44,760 in plan administrative expenses for 2024: 0.53% of average plan assets, below the peer median. Employer contributions averaged $5,255 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is the 40th-largest of 81 plans among Wyoming employers on file, and 4,072nd of 4,798 in finance & insurance. In 2024, the employer put in $1.07 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$9,110,116
Participants with balances133
Active participants97
Employer contributions$509,759
Employee contributions$475,897
Employer contribution per active participant$5,255
Average account balance$68,497
Benefits paid to participants$1,001,122
Plan auditUnmodified (clean) audit opinion
AuditorFERRIN & COMPANY, LLC
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$44,760
Total administrative$44,760
The Uniwyo Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$5,255
Median for plans this size$1,313

Uniwyo Federal Credit Union's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
GALLAGHER BENEFIT SERVICES INC · Investment advisory (plan)$20,281
EMPOWER ADVISORY GROUP, LLC · Investment management$4,338

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$44,760 · 0.53%
Same employer
Similar plansFinance & Insurance · Wyoming
Blue Federal Credit Union WY$28.5M · 0.09%
Wallick & Volk, Inc. WY$16.4M · 0.39%
Foursight Capital, LLC UT$9.2M · 0.65%
Bmi Financial Group, Inc. FL$9.2M · 0.12%
All Western Mortgage NV$9.1M · 0.82%

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Source: U.S. Department of Labor, Form 5500 series, EIN 830184377 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.