Plan Ledger DOL Form 5500 · updated monthly

Ciel Senior Living, LLC401(k)

CIEL SENIOR LIVING, LLC 401(K) · WINTER PARK, FL · plan year 2024

Reported admin expense ratio · 2024
1.30%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Ciel Senior Living, LLC reported $12,661 in plan administrative expenses for 2024: 1.30% of average plan assets, above the peer median. Employer contributions averaged $287 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the under $1M size bracket, benchmarked here against 1,109 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Florida (3,365th of 3,644), and 10,924th of 11,911 in health care & social assistance. In 2024, employees put in $1.52 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$971,867
Participants with balances111
Active participants677
Employer contributions$194,458
Employee contributions$295,393
Employer contribution per active participant$287
Average account balance$8,756
Benefits paid to participants$23,614
Plan auditUnmodified (clean) audit opinion
AuditorMILLER COOPER & CO. LTD.
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,929
Investment management$3,732
Total administrative$12,661
The Ciel Senior Living, LLC 401(k) match · 2024
Employer contribution per active participant$287
Median for plans this size$540

Ciel Senior Living, LLC's 2024 employer contribution ran below the $540 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$8,929
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$12,661 · 1.30%
Same employer
Similar plansHealth Care & Social Assistance · Florida
Watercrest Group, LLC FL$1.1M · 0.71%
Wellspring USA LLC FL$1.1M · 1.15%
Employu, Inc. FL$923K · 2.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 862354887 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.