Plan Ledger DOL Form 5500 · updated monthly

Chv Egg Harbor Inc.401(k)

BENNETT MT. KISCO CHEVROLET 401(K) PLAN · EGG HARBOR TOWNSHIP, NJ · plan year 2025

Reported admin expense ratio · 2025
0.37%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Chv Egg Harbor Inc. reported $28,899 in plan administrative expenses for 2025: 0.37% of average plan assets, below the peer median. Employer contributions averaged $649 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.46% to 0.37%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in New Jersey (1,611th of 2,419), and 2,913th of 5,215 in retail trade. In 2025, employees put in $7.73 for every $1.00 the employer contributed; active participation has grown from 70 to 108 since 2023.

Plan summary
Net assets, end of year$8,611,589
Participants with balances219
Active participants108
Employer contributions$70,091
Employee contributions$541,926
Employer contribution per active participant$649
Average account balance$39,322
Benefits paid to participants$420,193
Plan auditUnmodified (clean) audit opinion
AuditorARPIO LLP
Plan history3
Yearassets · accounts · employer contribution
2025$8.6M · 219 accts · $70K emplr
2024$7.2M · 225 accts · $120K emplr
2023$6.6M · 179 accts · $59K emplr
Administrative expenses, itemized · 2025
Investment management$28,899
Total administrative$28,899
The Chv Egg Harbor Inc. 401(k) match · 2025
Employer contribution per active participant$649
Median for plans this size$1,464
2025$649 per active participant
2024$1,067 per active participant
2023$842 per active participant

Chv Egg Harbor Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
MORGAN STANLEY SMITH BARNEY LLCindirect comp
PREFERRED PENSION CONCEPTS INC. · Contract administratorindirect comp
MORGAN STANLEY INSURANCE SERVICE Iindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2025$28,899 · 0.37%
2024$29,443 · 0.43%
2023$29,819 · 0.46%
Similar plansRetail Trade · New Jersey
Phillipsburg Easton Honda NJ$9.0M · 0.05%
Ethos Beauty Partners NJ$9.0M · 0.53%
The Brauer Group II, Inc. NJ$8.7M · 0.04%
Crystal Auto Mall NJ$8.3M · 0.03%
Safeway Enterprises, LLC NJ$8.2M · 0.39%
Douglas Motors Corp. NJ$8.1M · 0.11%
Specialty Rx, Inc. NJ$8.0M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 832099856 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.