Plan Ledger DOL Form 5500 · updated monthly

Christmas Tree Shops401(k)

CHRISTMAS TREE SHOPS 401(K) SAVINGS PLAN · MIDDLEBOROUGH, MA · plan year 2022

Reported admin expense ratio · 2022
0.35%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Christmas Tree Shops reported $173,101 in plan administrative expenses for 2022: 0.35% of average plan assets, higher than ~90% of peers. Employer contributions averaged $427 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $50M–$250M size bracket, benchmarked here against 9,341 comparable plans and shown alongside other retail trade employers. By assets it is the 763rd-largest of 2,726 plans among Massachusetts employers on file, and the 726th of 5,215 in retail trade. In 2022, employees put in $3.09 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$44,146,406
Participants with balances622
Active participants1,623
Employer contributions$693,310
Employee contributions$2,141,334
Employer contribution per active participant$427
Average account balance$70,975
Benefits paid to participants$5,641,194
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$0
2022$44.1M · 622 accts · $693K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$35,215
Investment management$137,886
Total administrative$173,101
The Christmas Tree Shops 401(k) match · 2022
Employer contribution per active participant$427
Median for plans this size$3,449

Christmas Tree Shops's 2022 employer contribution ran below the $3,449 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$173,101 · 0.35%
Similar plansRetail Trade · Massachusetts
Simplisafe, Inc. MA$55.3M · 0.40%
Rgg Services, Inc. MA$53.8M · 0.16%
Balise Motor Sales Company MA$44.9M · 0.11%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 042471207 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.