Plan Ledger DOL Form 5500 · updated monthly

Bill Deluca Chevrolet Cadillac, Inc401(k)

BILL DELUCA COMPANIES 401(K) PLAN · ANDOVER, MA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Bill Deluca Chevrolet Cadillac, Inc reported $82,514 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $840 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.25% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 818th-largest of 2,726 plans among Massachusetts employers on file, and the 779th of 5,215 in retail trade. In 2024, employees put in $6.34 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$40,555,843
Participants with balances340
Active participants297
Employer contributions$249,400
Employee contributions$1,580,196
Employer contribution per active participant$840
Average account balance$119,282
Benefits paid to participants$2,483,226
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$40.6M · 340 accts · $249K emplr
2023$35.7M · 349 accts · $256K emplr
2022$29.8M · 343 accts · $243K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$9,977
Investment management$72,537
Total administrative$82,514
The Bill Deluca Chevrolet Cadillac, Inc 401(k) match · 2024
Employer contribution per active participant$840
Median for plans this size$2,416
2024$840 per active participant
2023$835 per active participant
2022$796 per active participant

Bill Deluca Chevrolet Cadillac, Inc's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$9,977
LINCOLN INVESTMENT PLANNING, INC. · Investment advisory (plan)$72,327
CHARLES SCHWAB TRUST BANK · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$82,514 · 0.22%
2023$68,537 · 0.21%
2022$85,429 · 0.25%
Same employer
Similar plansRetail Trade · Massachusetts
Christmas Tree Shops MA$44.1M · 0.35%
Peabody Motor Sports, Inc. MA$38.1M · 0.08%
Princess House, Inc. MA$36.9M · 0.21%
Diesel Direct MA$33.9M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042565924 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.