Plan Ledger DOL Form 5500 · updated monthly

Chemed Corporation401(k)

CHEMED/ROTO ROOTER SAVINGS & RETIREMENT PLAN · CINCINNATI, OH · plan year 2025

Reported admin expense ratio · 2025
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Chemed Corporation reported $200,310 in plan administrative expenses for 2025: 0.05% of average plan assets, below the peer median. Employer contributions averaged $2,659 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.052%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other management of companies employers. By assets it is the 127th-largest of 3,295 plans among Ohio employers on file, and the 98th of 786 in management of companies. In 2025, employees put in $1.64 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$401,319,327
Participants with balances4,493
Active participants3,763
Employer contributions$10,004,947
Employee contributions$16,427,818
Employer contribution per active participant$2,659
Average account balance$89,321
Benefits paid to participants$42,585,005
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$401.3M · 4,493 accts · $10.0M emplr
2024$371.1M · 4,462 accts · $9.6M emplr
2023$352.5M · 4,494 accts · $11.2M emplr
2022$308.0M · 4,255 accts · $12.0M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$134,310
Investment management$66,000
Total administrative$200,310
The Chemed Corporation 401(k) match · 2025
Employer contribution per active participant$2,659
Median for plans this size$4,295
2025$2,659 per active participant
2024$2,529 per active participant
2023$2,880 per active participant
2022$3,240 per active participant

Chemed Corporation's 2025 employer contribution ran below the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
MERRILL LYNCH, PIERCE, FENNER AND S · Recordkeeping$134,310
MORGAN STANLEY · Actuarial$30,000
CLARK, SCHAEFER HACKETT · Accounting / audit$26,000
MORGAN STANLEY GLOBAL BANKING OPERA$10,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Bank of America / Merrill
2024Bank of America / Merrill
2023Bank of America / Merrill

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Administrative cost history4
2025$200,310 · 0.05%
2024$195,501 · 0.05%
2023$196,972 · 0.06%
2022$169,115 · 0.05%
Same employer
Similar plansManagement of Companies · Ohio
Concentrix Cvg Corporation OH$879.7M · 0.06%
Meggitt-Usa, Inc. OH$801.9M · 0.02%
Cincinnati Bell Inc. OH$677.0M · 0.05%
Omya Industries Inc. OH$195.4M · 0.05%
Sotera Health Holdings, LLC OH$192.4M · 0.29%
Tosoh America, Inc. OH$128.7M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 310791746 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.