Plan Ledger DOL Form 5500 · updated monthly

Changepoint Integrated Health401(k)

CHANGEPOINT RETIREMENT PLAN · SHOW LOW, AZ · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Changepoint Integrated Health reported $6,974 in plan administrative expenses for 2024: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $862 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.10% to 0.12%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Arizona (769th of 1,285), and 7,340th of 11,911 in health care & social assistance. In 2024, employees put in $2.20 for every $1.00 the employer contributed; active participation has grown from 170 to 196 since 2022.

Plan summary
Net assets, end of year$6,009,738
Participants with balances235
Active participants196
Employer contributions$168,867
Employee contributions$371,276
Employer contribution per active participant$862
Average account balance$25,573
Benefits paid to participants$427,264
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.0M · 235 accts · $169K emplr
2023$5.3M · 268 accts · $231K emplr
2022$4.6M · 209 accts · $180K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,974
Total administrative$6,974
The Changepoint Integrated Health 401(k) match · 2024
Employer contribution per active participant$862
Median for plans this size$1,313
2024$862 per active participant
2023$1,192 per active participant
2022$1,061 per active participant

Changepoint Integrated Health's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
AMERITAS LIFE INSURANCE CORP · Recordkeeping · Loan processing$6,975

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ameritas
2023Ameritas

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$6,974 · 0.12%
2023$5,636 · 0.11%
2022$5,313 · 0.10%
Similar plansHealth Care & Social Assistance · Arizona
Outlier, LLC AZ$6.3M · 0.56%
New Hope of Arizona, Inc AZ$5.9M · 1.05%
Great Elm Healthcare, LLC AZ$5.8M · 1.06%
Community Food Bank, Inc. AZ$5.5M · 0.63%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860215065 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.