Plan Ledger DOL Form 5500 · updated monthly

Circle the City401(k)

403(B) THRIFT PLAN OF CIRCLE THE CITY · PHOENIX, AZ · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Circle the City reported $3,434 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,584 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.05% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Arizona (730th of 1,285), and 6,968th of 11,911 in health care & social assistance. In 2024, employees put in $2.51 for every $1.00 the employer contributed; active participation has grown from 201 to 263 since 2022.

Plan summary
Net assets, end of year$6,785,858
Participants with balances303
Active participants263
Employer contributions$416,646
Employee contributions$1,043,923
Employer contribution per active participant$1,584
Average account balance$22,396
Benefits paid to participants$668,247
Plan auditUnmodified (clean) audit opinion
AuditorFESTER & CHAPMAN
Plan history3
Yearassets · accounts · employer contribution
2024$6.8M · 303 accts · $417K emplr
2023$5.3M · 300 accts · $374K emplr
2022$3.7M · 274 accts · $313K emplr
The Circle the City 401(k) match · 2024
Employer contribution per active participant$1,584
Median for plans this size$1,313
2024$1,584 per active participant
2023$1,479 per active participant
2022$1,557 per active participant

Circle the City's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$4,363

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,434 · 0.06%
2023$2,129 · 0.05%
2022$1,795 · 0.05%
Same employer
Similar plansHealth Care & Social Assistance · Arizona
Valleylife AZ$7.0M · 0.08%
Science Care, Inc. AZ$6.8M · 0.76%
Casa de Los Ninos AZ$6.7M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 262420730 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.