Plan Ledger DOL Form 5500 · updated monthly

Central Coast Pediatric Dental Group401(k)

CENTRAL COAST PEDIATRIC DENTAL GROUP PROFIT SHARING 401(K) PLAN · SALINAS, CA · plan year 2025

Reported admin expense ratio · 2025
0.62%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Central Coast Pediatric Dental Group reported $107,946 in plan administrative expenses for 2025: 0.62% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,837 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.55% to 0.62%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 3,854th-largest of 9,483 plans among California employers on file, and the 3,916th of 11,911 in health care & social assistance. In 2025, employees put in $1.05 for every $1.00 the employer contributed; active participation has grown from 76 to 86 since 2022.

Plan summary
Net assets, end of year$18,329,139
Participants with balances160
Active participants86
Employer contributions$330,000
Employee contributions$347,395
Employer contribution per active participant$3,837
Average account balance$114,557
Benefits paid to participants$990,657
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$18.3M · 160 accts · $330K emplr
2024$16.5M · 158 accts · $333K emplr
2023$14.6M · 163 accts · $470K emplr
2022$12.4M · 160 accts · $470K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$107,946
Total administrative$107,946
The Central Coast Pediatric Dental Group 401(k) match · 2025
Employer contribution per active participant$3,837
Median for plans this size$2,666
2025$3,837 per active participant
2024$4,270 per active participant
2023$5,802 per active participant
2022$6,181 per active participant

Central Coast Pediatric Dental Group's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$25,398
ASCENSUS HOLDINGS INC DBA FUTUREPLA · Contract administrator$10,593

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$107,946 · 0.62%
2024$98,644 · 0.63%
2023$83,400 · 0.62%
2022$71,697 · 0.55%
Same employer
Similar plansHealth Care & Social Assistance · California
Hillsides CA$18.9M · 0.41%
Montage Medical Group CA$18.8M · 0.15%
Waymakers CA$18.6M · 0.58%
Agendia, Inc. CA$18.3M · 0.11%
Kings View CA$18.2M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770204484 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.