Plan Ledger DOL Form 5500 · updated monthly

Cdo Technologies401(k)

CDO TECHNOLOGIES 401K RETIREMENT PLAN · DAYTON, OH · plan year 2024

Reported admin expense ratio · 2024
0.77%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Cdo Technologies reported $83,503 in plan administrative expenses for 2024: 0.77% of average plan assets, higher than ~90% of peers. Employer contributions averaged $552 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.83% to 0.77%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Ohio (1,899th of 3,295), and 7,659th of 11,654 in professional & technical services. In 2024, employees put in $13.14 for every $1.00 the employer contributed; active participation has shrunk from 206 to 121 since 2022.

Plan summary
Net assets, end of year$11,105,179
Participants with balances247
Active participants121
Employer contributions$66,794
Employee contributions$877,553
Employer contribution per active participant$552
Average account balance$44,960
Benefits paid to participants$1,823,081
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$11.1M · 247 accts · $67K emplr
2023$10.7M · 262 accts · $77K emplr
2022$9.5M · 313 accts · $89K emplr
The Cdo Technologies 401(k) match · 2024
Employer contribution per active participant$552
Median for plans this size$2,416
2024$552 per active participant
2023$512 per active participant
2022$434 per active participant

Cdo Technologies's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$44,228
CREATIVE RETIREMENT SYSTEMS, INC. · Recordkeeping · Pension consultingindirect comp
EVERHART ADVISORS · Investment advisory (participants) · Investment advisory (plan)$28,075
CLARK, SCHAEFER, HACKETT & CO. · Accounting / audit$11,200
CHARLES SCHWAB · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CREATIVE RETIREMENT SYSTEMS, INC., The Standard
2023CREATIVE RETIREMENT SYSTEMS, INC., The Standard

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Administrative cost history3
2024$83,503 · 0.77%
2023$84,517 · 0.84%
2022$89,992 · 0.83%
Same employer
Similar plansProfessional & Technical Services · Ohio
Dwellworks, LLC OH$11.5M · 0.33%
Unicon International, Inc. OH$11.2M · 0.20%
Roosters, Inc. dba Roosters OH$11.1M · 0.32%
Nsc Global LLC OH$10.7M · 0.68%
Contextmedia Health LLC OH$10.6M · 0.04%
Callibrity Solutions, LLC OH$10.5M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 311297767 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.